Learn More: The Magic of Compound Interest

• Compound interest means you earn interest on both your initial investment and on the accumulated interest.
• Small, regular contributions can greatly accelerate your wealth, especially when invested for the long term.
• High compounding frequency means faster growth—but remember that inflation reduces your money's purchasing power over time.
• It's never too late—or too early—to start investing for your future. Even small amounts compound over decades!

Formula: FV = P (1 + r/n)^nt + PMT × [((1 + r/p)^(pt) - 1) / (r/p)]
where:
- FV: Future value,
- P: Principal
- r: Annual rate (decimal)
- n: Compounding frequency
- PMT: Periodic contribution
- p: Payment frequency
- t: Number of years

Investment Tips

• Diversify your investments to reduce risk.
• Review and rebalance your portfolio annually.
• Automate your contributions for consistent long-term growth.
• Factor in inflation when planning for future goals.