Compound Interest Calculator
Calculate the future value of your investment with compound interest. Use this tool to see how your principal grows over time with regular contributions, different compounding frequencies, and inflation adjustments.
Future Value
Total Contributions
Real Value (Inflation Adjusted)
Learn More: The Magic of Compound Interest
- Compound interest means you earn interest on both your initial investment and on the accumulated interest.
- Small, regular contributions can greatly accelerate your wealth, especially when invested for the long term.
- High compounding frequency means faster growth—but remember that inflation reduces your money's purchasing power over time.
- It's never too late—or too early—to start investing for your future. Even small amounts compound over decades!
Formula:
FV = P (1 + r/n)nt + PMT × [((1 + r/p)^(pt) - 1) / (r/p)]
where:
- FV: Future value,
- P: Principal
- r: Annual rate (decimal)
- n: Compounding frequency
- PMT: Periodic contribution
- p: Payment frequency
- t: Number of years
Investment Tips
- Diversify your investments to reduce risk.
- Review and rebalance your portfolio annually.
- Automate your contributions for consistent long-term growth.
- Factor in inflation when planning for future goals.